Settle Debts For Less Than You Owe!
Being in debt does not mean you are irresponsible. Debt can be controlled with a little discipline and help
from the right people, but surprisingly many people just never get good advice when it comes to getting rid
of debt.
Debt Help Lawyers will assess your financial situation, your financial hardship and then create a program that fits
both your goals and your budget. This consultation and analysis is free of charge and you are under no obligation to
retain the services of a Debt Settlement Attorney.
Benefits of Debt Settlement
- Lower your interest rate!
- Save hundreds a month and thousands off your total debt!
- No more dealing with creditors, let an attorney do that for you!
Debt Settlement Lawyers vs Debt Settlement Companies
Debt Settlement Lawyers are more qualified than Debt Settlement Companies to help resolve your
debt problems. In addition, Debt Settlement Lawyers have authority to explain your legal rights
when it comes to the demands of creditors and collectors and to
defend those rights should the need arise.
| Debt Settlement Lawyers vs. Debt Settlement Companies |
Law Firms |
Debt Settlement Companies |
| Debt Help Lawyers can make debt collectors stop contacting you |
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| Creditors work with law firms |
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| Financial analysis reviewed by attorneys |
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| Negotiations reviewed by attorneys |
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| Attorneys respond to legal demands from collectors |
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| Debt Help Lawyers sue debt collectors who violate your rights |
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A Debt Settlement Attorney can aggressively negotiate with your creditors to reduce the amount of unsecured debt you owe. An
affordable monthly payment plan can be set up based upon what you are able to contribute each month into your settlement
account. Fair Debt Attorneys can determine how many months you will be part of the program and thus how quickly you can
ultimately be debt free. Importantly, throughout the program, your
Debt Settlement Lawyer will communicate with your creditors, on your
behalf, and you will no longer be dealing with burdensome phone calls and letters from your creditors.
Debt Help Lawyers
offer these services at low rates and unlike most debt settlement companies, all efforts are supervised by licensed attorneys.
Debt Settlement Facts
The United States Federal Reserve recently reported consumer debt exceeds $2.47 Trillion, with Americans charging
more than $897 billion on their credit cards.
Source: Federal Reserve July 2009 http://www.federalreserve.gov/releases/g19/Current/
A recent study by a major credit reporting bureau shows more than one in six families pays only the minimum monthly balance on their credit cards.
Source: Experian national score index study, February 2007
According to the U.S. Congress' Joint Economic Committee:
"As household wealth has declined in the downturn, more American families are facing financial distress due to high
debt burdens. In 2007, before the recession began, 14.7 percent of U.S. families had debt exceeding 40 percent of
their income."
Source: U.S. Congress' Joint Economic Committee, "Vicious Cycle: How Unfair Credit Card Company Practices Are
Squeezing Consumers and Undermining the Recovery"
There are countless different reasons for being in debt, and debt can happen to anyone. You don’t have to experience
the depression and anxiety of debt alone, you have options. Contact a Debt Help Lawyer today!
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