The Fair Debt Collection Practices Act (FDCPA) helps you
Fight Back against unfair, unethical and even illegal bill collection
tactics! |
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Have you told collectors to STOP CALLING but they call anyway...repeatedly? Do they demand more money than you can afford? Are collection agents discussing your debts and other personal information with employers, neighbors, even your parents? If so, this self-help web site is just what you've been looking for! Did you know that most debts expire? It's true and, something as simple as checking your state's statute of limitations to enforce a debt, can save you a tremendous amount of time, thousands of dollars in payments and... a great deal of aggravation!
The fair debt collection practices act offers protection from illegal and unethical debt collection tactics. This self-help site provides in-depth information about the federal fair debt collection law law and many state collection laws as well. The purpose of this site is simple; to help consumers better understand their rights and to help they learn how to handle illegal and unethical debt collection situations. Use this free site to educate yourself on debt collection laws, especially the FDCPA. You'll soon discover that with knowledge comes power! The power to fight back against unethical and illegal collection tactics that bill collectors use to intimidate and scare you and...your family!
Stopping Collector Harassment begins with learning about your rights under the The Fair Debt Collection Practices Act (FDCPA). Also known as the fair debt act or FDCPA, this federal law was enacted to protect us from collector abuse...but it only works if we know how to use it properly! The FDCPA clearly defines the rules that bill collectors and even collection attorneys must obey when collecting debts. Many states have their own laws similar to the FDCPA and some of these laws also define collection rules for creditors collecting their own debts. This site is for educational purposes with the goal of helping you learn and understand your consumer rights so the next time bill collectors call, you'll know what to do AND what to say to stop their harassment! With over 100 pages on this site, I've tried to provide
in-depth answers to many questions. However, if after looking through the site,
you still cannot find the answers you're looking for, or if you would like to
see some specific information or features added to the site, feel free to
contact me. However, please understand that I operate this free website by myself and receive a large volume of email questions daily so before sending me your question, please look around. The Search Site and FAQ features are especially useful for answering over 100 specific questions.
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If you've fallen behind on
your bills, especially credit cards, don't panic. You may have several good
options available to you. Your success starts by assessing your current
situation and finding a trusted service provider that is licensed in your
state.
Self-help Book for
Dealing with Unfair and Illegal Debt Collection Tactics! FREE "Top 20" Debt and Credit Myth Busters! Learn the truth about the top 20 debt
and credit myths plus tips and tools for dealing with collectors who use
illegal and unethical debt collection tactics!
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Rich's Enterprises,
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