Credit Cards:
Any card, plate, or coupon
book used from time to time or over and over again to borrow money or buy goods
or services on credit. More on Credit Cards
Debit Card (EFT Card):
A plastic card,
looks similar to a credit card, that consumers may use to make purchases,
withdrawals, or other types of electronic fund transfers.More on Debit
Cards
Third Party:
Anyone other than you, your
spouse and anyone you designate to act on your behalf such as a lawyer. In
other words, parents, siblings, neighbors, friends, other relatives and
employers are all considered 3rd parties. See more in-depth information here:
3rd party
contact - FDCPA
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Terms and Definitions.