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Debt Collection

If a judgment is in my name only, can the plaintiff or court change it so the plaintiff can collect from my wife or any of my children?

wage garnishment

If the only reason for requesting an amendment is to collect from someone other than you then the answer is no. In order to change (amend the judgment), the plaintiff would need to prove that your wife or children were a party to the issue. There may be instances where discussing your situation over a public forum could potentially compromise ...

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What legal means can a plaintiff use to obtain proof of my assets (cars, boat, jobs, etc.) in a small claims judgment?

debtcollection

Once a judgment is obtained, the judgment-creditor can garnish wages or levy bank accounts, but the creditor must know your employer and other information about you to perfect these remedies. To gather this info, the court can order a “debtors exam.” During this process, debtors are asked personal questions (that the debtor must truthfully answer) about the existence and location ...

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What is a judgment?

fairdebtcollection

The proper term is Court Judgment. A court judgment is the final decisive act of a court in defining the rights of the parties.  It includes a decree and any order from which an appeal lies.  Other terms commonly used include, default judgment, civil judgment, foreign judgment, and judgment proof. There may be instances where discussing your situation over a ...

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What does “Judgment Proof” really mean?

unauthorized charges

Judgment-proof is the commonly used term but a more accurate term would be “execution-proof”! Although creditors and debt collectors win lawsuits, they still have to collect from you, but if you are penniless then you are at least temporarily insulated not from judgment but from execution of the judgment (the collection of the debt) You may be considered “Judgment Proof” ...

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Post-bankruptcy act aggression

I’m a PA lawyer and have noticed a jump in collection agencies refusing to accept reasonable monthly payments. They appear to want to reduce debts to judgment, forcing people into bankruptcy. Has anyone else noted this? There may be instances where discussing your situation over a public forum could potentially compromise your interests. On these occasions we will contact you ...

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Is this legal or is it fraud?

I received a collections notice from a company that claims to have purchased the debt. However its on an attorneys letterhead it has referenced and placed the account which is in “default” with the law office. States no attorney has reviewed the case yet and I have thirty days to dispute or set up payments with them or they will ...

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How do I stop collection calls?

Please see this page for in-depth information on stopping collection calls… Disputing Debt Collections There may be instances where discussing your situation over a public forum could potentially compromise your interests. On these occasions we will contact you directly via email in order to answer your inquiry in a confidential manner.

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