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Credit Report Problems

Federal and state fair credit reporting statutes promote the accuracy and privacy of information kept and distributed during the consumer reporting process. Credit reporting violations include where your credit report contains information that is inaccurate or incomplete, disputed or outdated. Credit report problems causing violations of these statutes require compensation to you for damages suffered (such as credit loss, higher interest rates and emotional distress), plus an additional amount up to $1,000 per violation, punitive damages, attorney fees and court costs, and often more importantly, allow you to correct and protect your credit report in the future.

Fight Credit Report Problems With The Fair Credit Reporting Act

credit report errors

Fair credit reporting requirements are critical as the accuracy of your credit report can affect whether you qualify for a loan and at what interest rate, and the privacy of your information guards against identity theft, a very serious problem today that can ultimately affect your ability to get credit, insurance, or even a job.

If you think you are a victim of unfair credit reporting practices, complete this form for a free Fair Credit case review, or call 888-595-9111 to submit your information. Your inquiry will be personally reviewed by an experienced attorney and you will be quickly contacted with an opinion of your situation.

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confidential informationThere may be instances where discussing your situation over a public forum could potentially compromise your interests. On these occasions we will contact you directly via email in order to answer your inquiry in a confidential manner.


  1. Owed condo fees 2010 $468.00 paid them in full. I never heard from the condo association or anyone else until this year suing me for $7000. I gave the attorneys Frankel and Berg a copy of the check for $468.00 and told them I paid it. I also paid my common fees every month since paying the $468.00 and had the bank statements to prove it. They didn’t care took me to court I filed the return notice wanted to tell the court I owed nothing. The lawyers with drew the court order and went to my mortgage broker and they paid the $7000. I asked them not to because I didn’t owe it. But they paid it anyway. They said file a complaint with my HOA?? I’m 64 years old and this whole matter took a lot out of me physically and monetarily.

  2. Seeking information on how best to go about disputing and resolving a wrongful collection. I had cable services with FrontierCommunications by which I had electronic notifications and automatic payments setup. Upon my request for service disconnect due to moving they closed my account, unknowingly ending electronic email notifications and automated withdrawal previously agreed upon. Upon moving I forwarded all mail through USPS and never received a bill or any further electronic or phone notification of bill being due or past due. They turned my account over to collections of which I received no mail notifications, email, or phone calls. Luckily I locked my mortgage prior to discontinuation of services but upon second pull of credit they noticed the overdue $39.99 from Frontier Communications had been sent to collections. Upon notification I call them up, notified them of the failure to do their job by appropriately noticing, withdrawing the money from my account already authorized through automatic withdrawal, and failure to notify me through my preferred notifications of a past due bill. I paid the bill in full and now would like to dispute the adverse effect to my perfect credit and need guidance as to what options are to dispute. It has been over 5 months since discontinuation of services.

    Let me know if anyone is able to readily assist with this issue.

  3. I filed for divorce March of 2011 and it was finally signed by the judge November 2011. My ex-spouse would not sign or go to any court hearings so it prolonged the whole process. I also moved March of 2011. In the meantime, he was constantly going to the hospital and racking up $20,000 dollars in medical debt. I was aware of one medical bill where my wages were being garnished for $600 a month. Now, 5 years later I have this $20k added on my credit reports. AM I liable for all this medical debt? How can they just put it on my credit reports 5 years later? I tried divorcing him as soon as possible but he wouldn’t cooperate and fought me the whole way. Any suggestions? Thank you

  4. Sheila S Miller

    I was at a NASCAR race and a Cell phone provider talked me into switching to their service. I was skeptical because I had been with my provider for 13 yrs. I told them BEFORE I signed up that their service did not work that great in my area. They told me that if it didn’t when I got home they would send me a booster so it would. I get home 3 days later and the service did not pick up at all. I call them then they tell me that the booster is like $200 or $300! I then spoke with the person that signed me up and he sent me a box for me to ship the phone back and would cancel service like I never signed up. I went back to my cellular service provider I originally had.. I just seen on my credit report that they charged me $111 when it was supposed to be completely voided out and canceled.
    What can I do?

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