All debt collectors get trained by their employers on how to do their job efficiently and how to collect payments. But not all get trained in how to comply with the law, and some collectors may not receive any training at all. Add the fact that a large portion of them rely on commission and/or bonuses each month, and you have a wide variety of aggressive debt collection tactics being used. It’s not uncommon for bad debt collectors to take a gamble and assume you don’t even know your legal rights. This can sometimes lead to the use of abusive and vulgar language in an attempt to scare you into action. When this happens it’s a violation of your legal rights under the Fair Debt Collection Practices Act (FDCPA).
The FDCPA: Bad Debt Collectors Get Busted By Violating The Law
For over 35 years the FDCPA has been there to protect consumers just like you from debt collectors using illegal tactics. They might think their threatening behavior will help them land a juicy bonus for the month, but with the FDCPA behind you, it will actually land them in a whole heap of trouble. YOU can sue a bad debt collector and make them pay you, and pay your attorney too (so if you pick the right Debt Help Lawyer, enforcing your rights costs you nothing). If you need help dealing with debt collectors or you simply have a question, you can use our quick contact form or give us a call toll-free at 1-888-595-9111. Check out our TOP 20 Myth Busters to see other ways the FDCPA protects you. You can fight back and we will show you how!