Home » FAQ » Credit Cards » I had a old credit card debt they have doubled the debt with interest now i got a notice that they are going to come into my home and seize personal property like tvs and anything of value within so many days can they legally do that?

I had a old credit card debt they have doubled the debt with interest now i got a notice that they are going to come into my home and seize personal property like tvs and anything of value within so many days can they legally do that?

Answer: If they DO NOT have a judgment against you, then they cannot just come into your home and seize things! Telling you this is a violation of the FDCPA. See this page for more info. Further, without a judgment, there are specific rules for adding interest to old debts. See this page for more info. Finally, as to seizing personal property, insist on validation of the debt and check to see if the SoL has expired. See this page

Its a good idea to speak to an attorney immediately,you may have rights under several federal statutes, including the Fair Debt Collection Practices Act and may be able to settle the debt for cash or on a payment plan.  Locate Attorneys For Consumers in your state and get a free consultation.

confidential informationThere may be instances where discussing your situation over a public forum could potentially compromise your interests. On these occasions we will contact you directly via email in order to answer your inquiry in a confidential manner.

Leave a Reply

Your email address will not be published. Required fields are marked *

*