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Can debt collectors demand that I tell them my social security number?

The better question is, “Do I have to reveal my social security number when collectors call?”

Collectors often demand that you tell many things however, demanding and getting are a long way apart!

Collectors spend a great deal of time trying to find debtors. This means they may call 30 people with the same last name before they find the actual debtor. In order to “control the ball” from the very beginning of the call, collectors will demand that you comply with their orders. They’ll demand that you confirm information such as your name, address and social security number.

There is no law compelling you to reveal your personal information to collectors or any other strangers who call you. The best approach is to recognize the collector’s demand for what it is and then firmly respond with:

“I don’t reveal personal information to strangers however, if you care read off the information you have, I’ll be happy to confirm whether or not your information is correct.”

No matter what the collector says, DO NOT give out your personal information, especially your social security number. After all, the caller may not be a collector but a scam artists trying to trick you into giving out your personal information.

By having collectors (or whoever is calling) read off the information they have, you control the ball and protect yourself in the process. If the social security number they read off is correct, confirm it. It it’s wrong, say they have the wrong person and terminate the call.

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