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What possible outcomes can I expect from the judge?

You have mentioned that if I receive a summons, to show up and tell my side of the situation. As that I am judgment proof with good reason, what possible outcomes can I expect from the judge?

I am going to court on 2/05/07. I wrote this company to get my original debt. he never said. i have papers,showing that bank one would not work with me. $4,000 begin with,paid on it for nine years,they changed the due date and i ended up paying for over limit,late payment and more. in nine years i think this debt has been paid. they said i would have to pay court cost,from the lawyer. i thought they could not do this. please supply me with any info. that might help. thank you

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