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If you believe you are a victim of unfair or illegal debt collection tactics, submit your information to a FREE* Fair Debt Lawyer by:

The debt collector may just be liable to you for statutory damages of up to $1,000, plus any actual damages suffered, plus attorney fees!

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12 comments

  1. Theresa M Dejewski

    Capital One Credit Card company keeps calling my home phone at all hours, day and night after I have spoken to them about payment they claim not to have received. Since it is Sunday I am not able to go to my bank personally to confirm payment.
    I have received 4 calls today at 9:34 am;9:51 am;11:21 am and 12:03 pm.

    • It sounds like you have a case under the Florida Consumer Credit Protection Act (the Florida version of the FDCPA). This law makes it illegal to repetitively call people and to call at inconvenient times. You may also have a claim under the Telephone Consumer Protection Act which provides $500 to $1,500 per call. Call 888-595-9111 now and let’s get you some free help.

  2. After having dental work done on 9/6/13 I received no bills from the dentist and assumed insurance had paid for services. I now receive a bill for $2,066.00 dated November 12, 2014. There has been no communication between me and the dentist for well over a year. Am I still liable for the debt?

    • If you ever were, you likely still are, but that doesn’t mean the FDCPA or other consumer protection laws were not violated along the way (medical debts are notorious for causing inaccurate credit reports). You may also be able to settle the debt for less with the help of a qualified Debt Settlement attorney. Call 888-595-9111 today or complete this free case review form and a lawyer will call you.

  3. throughout 2014 i had numerous amouts of tests, labs, surgery and radiation.

    my insurance paid alot of the bills. there were some, however, i did pay. i received a bill at some point during the year for $1100. my health insurance adviser told me not to pay it. i listened to him. i now have collections calling me.
    how do i backtrack and get a copy of that bill so i can actually just pay it and get it off my chest?

    i have never owed a penny to anyone.

    thanks,
    karen

    • Thank you for question. Consumers do have rights under a variety of laws designed to protect you, including protecting you from this collector or creditor’s harassment, repetitive calls and verbal abuse. A few additional questions may help us sort out the issue. Have you received a collection letter? Did you dispute the debt with the collector and request validation for the account? If yes, did the collector respond to your dispute in writing? Take advantage of this site’s FREE, no obligation case review and let’s figure out how to get you some real help, you may be entitled to $1,000 or more! Make the collector follow the law or pay you, call us at 888-595-9111 and we’ll get you taken care of.

  4. I was contact yesterday by a collection agency at first I didn’t want to give them my ss# so I refused to speak to them after calling them back I figured that it was a cable bill I had put in my name several years ago for someone else I called the company back and left message to return my call, today I called again and left message I now know what this is and I would like to make arrangements to pay because this other person isn’t going to pay, she explained that it wasn’t her call to start and she will have to call me back, she called back and when she said im being rcorded I said you are too she said she doesn’t give permission and she will have to terminate the call I said ok I will put you on speaker phone so I have a witness she said she is terminating the call I asked it you terminate the call when Im trying to take care of this will it go on my credit she said she cant control the credit bureu and hung up I have tried to call twice and now she wont answer or return my call what do I do

    • Thank you for question. Consumers do have rights under a variety of laws designed to protect you, including protecting you from this collector or creditor’s harassment, repetitive calls and verbal abuse. A few additional questions may help us sort out the issue. Have you received a collection letter? Did you dispute the debt with the collector and request validation for the account? If yes, did the collector respond to your dispute in writing? Take advantage of this site’s FREE, no obligation case review and let’s figure out how to get you some real help, you may be entitled to $1,000 or more! Make the collector follow the law or pay you, call us at 888-595-9111 and we’ll get you taken care of.

  5. I am trying to decide which is the best way to settle my $25,000 credit cards debts. I use almost all of my social security to make my payments and the interest rates are so high I will never pay them off. I am 73 years old and I do not want to owe all this $$ when I’m gone. I want to settle for pennies on the dollar and pay them off. Is that possible when I’m not past due at the time. I will consider bankruptcy but would rather not. Can you give me some advice?

    • It sounds like you would benefit from re-prioritizing your debts through debt settlement, and the Debt Help Lawyers at this site can provide you a free, no obligation Fair Debt consultation. The worst thing to do is nothing, so call us now at 888-595-9111 and we will get started figuring our how to help you!

  6. In 2008 while still employed I was making payment on a cc debt. I became unemployed due to medical problems. I am now on social security disability making 1050 a month living in low income housing and really can’t pay this debt of 3000. What are my options?

    • Have you been sued or had a judgment entered against you for any of these old debts? Are you receiving collection letters? The Statute of Limitations on debt is a rule that sets a time limit within which a creditor may sue you for payment of a debt. The length of time varies from state to state. If a debt collector threatens to sue you over a debt that is beyond the state statute of limitations, they are in violation of the Fair Debt Collection Practices Act. When a statute of limitation expires, it does not mean that the debt goes away, it only means you can use it as a defense to stop collectors from collecting thru the court system. Collectors can still try to collect thru other methods. Under the right circumstances the debt statute of limitations can be renewed for just about any type of debt. If you are being contacted by a debt collector and think your fair debt rights are being violated, Fair Debt Case Review or call toll free 888-595-9111 to request a free case review.

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