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Tag Archives: medical debt

My medical provider failed to bill my insurance company, am I still responsible for the debt?


Some common myths: 1. Medical providers are required to bill your insurance company. 2. Insurance companies have to pay your medical bills. The truth is, you are responsible for paying your medical debts. Now, if you happen to have medical insurance, AND the insurance company receives the medical bill in accordance with its stated requirements AND the medical service is ...

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Do Medical Debts fall under the Fair Debt Collection Practices Act?


Yes! Medical Debts and bills fall under the Fair Debt Collection Practices Act because medical debt meets the definition of a “debt” under rule 803(5): This rule defines “debt” as, “a consumer’s obligation to pay money arising out of a transaction in which the money, property, insurance, or services are primarily for personal, family, or household purposes.”     There ...

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