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Virginia Fair Debt Collection Practices Act

Virginia Fair Debt Collection Statute

Virginia does not have its own Virginia Fair Debt Collection Practices Act, but Virginia consumers harmed by a debt collector’s illegal tactics remain under the protection of Federal Fair Debt Collection Practices Act and other consumer protection laws. These laws can also help stop creditors and debt collectors from contacting your employer, neighbors and family regarding your debt and in some instances, even provide monetary damages to consumers who have been victimized by unfair debt collection procedures in the Virginia of Virginia.

If your consumer rights have been violated by illegal or abusive tactics, contact a Fair Debt Lawyer today for a free case consultation. Owing a debt does not give a debt collector the right to treat you unfairly.

confidential informationThere may be instances where discussing your situation over a public forum could potentially compromise your interests. On these occasions we will contact you directly via email in order to answer your inquiry in a confidential manner.


  1. So, I was late on a couple of car payments. They sent a tow truck to my parents house…btw I am well over legal age..and they proceeded to tell my 75 year old father what I owed, how many payments I was past due, etc. I was not home and they did not take the car. However, I was wondering since he is not on the title, did not cosign, etc. Is this legal? I did not think they were able to disclose that to a party that had nothing to do with the loan?

    • I don’t believe it is. I would definitely contact an attorney. I specifically read where it said a debt collector can contact family but cannot advise them as to what it is in relations to. Only that they are trying to reach you. They can leave a name and number but not the reason they’re calling. If it’s a tow truck company giving the info, technically they aren’t the debt collector. They’re a recovery company. I would talk to someone. I’m not sure if the laws apply to recovery.

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