Fair Debt Collection: Fight back against unfair, unethical and even illegal bill collection tactics!

Are debt collectors demanding payments on debts you can no longer afford? Are bill collectors harassing you over debts that you’ve already paid? Are you being harassed over debts that are not yours?

Have you told collectors to STOP CALLING but they call anyway… repeatedly? Do they demand more money than you can afford? Are collection agents discussing your debts and other personal information with employers, neighbors, even your parents? If so, this self-help web site is just what you’ve been looking for!



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Fair Debt Collection Practices Act
Offers protection from illegal and unethical debt collection tactics.
This self-help site provides in-depth information about the federal fair debt collection law and many state collection laws as well. The purpose of this site is simple; to help consumers better understand their rights and to help they learn how to handle illegal and unethical debt collection situations.
Use this free site to educate yourself on debt collection laws, especially the FDCPA. You’ll soon discover that with knowledge comes power! The power to fight back against unethical and illegal collection tactics that bill collectors use to intimidate and scare you and…your family!
Stop Collector Harassment

Stopping Collector Harassment begins with learning about your rights under the The Fair Debt Collection Practices Act (FDCPA). Also known as the fair debt act or FDCPA, this federal law was enacted to protect us from collector abuse…but it only works if we know how to use it properly!
The FDCPA clearly defines the rules that bill collectors and even collection attorneys must obey when collecting debts. Many states have their own laws similar to the FDCPA and some of these laws also define collection rules for creditors collecting their own debts.This site is for educational purposes with the goal of helping you learn and understand your consumer rights so the next time bill collectors call, you’ll know what to do AND what to say to stop their harassment!
Understanding Basic Consumer Rights
Learn the laws for Dealing with Unfair and Illegal Debt Collection Tactics, Unfair or Inaccurate Credit Reports, and other consumer issues! Does your heart stop every time the phone rings? Are you afraid to answer the phone at home and at work? Do you dread opening the mail? Are you being called by debt collectors who use abusive language to bully and intimidate you? Stop the Harassment Now! Get your copy today!

Click here for a Debt Help Lawyer Case Review or call toll free 888-FDCPA-LAW (888-332-7252) for a FREE*Case Review and Consultation!




  1. Bonnie Shaffer says

    I had sent your a comment before, about my business , Am I liable for a debt from my store in Pa. that is over four years old? You said because it was a commercial debt you needed more info. Is there different SOL for commercial debt than personal debt, My business was a sole proprietorship !

    • says

      Thank you for the follow-up question, A lot more facts would be needed to answer, including to what extent you personally guaranteed any credit lines. Call us at 888-595-9111 and tell us the full story, worst comes to worst you may need to get into a debt settlement program that re-prioritizes your debts and we can help with that.

  2. teresa says

    Hi ,My issue is that I received an payday loan form an company called mass street group back in July of 2010 or2011 but every time a get an call they said was 2012,but I only received one loan but I have had four companies trying to collect all which have had different account number and have said they hold this account.I have payee two of this companies and now the third one has threat to take me to court and garnished my wages so the questions I have how many times can an payday loan collect debt ,and what is my next step.


    • says

      You may have experienced some sort of Fair Debt violation(s), and even if not, it sounds like you would benefit from re-prioritizing your debts through debt settlement, and the Debt Help Lawyers at this site can provide you a free, no obligation Fair Debt consultation. The worst thing to do is nothing, so call us now at 888-595-9111 and we will get started figuring our how to help you!

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