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Bankruptcy Chapter 7 and 13 Help

Find out if Bankruptcy is the right solution to eliminate your debt!

Consumers are eligible to file for bankruptcy help under chapters 7 (liquidation) and 13 (wage earner’s) of the United States Bankruptcy Code. Bankruptcy will eliminate all of your unsecured debt, including all credit cards, medical bills, personal loans and payday loans, most debts from civil lawsuits and even some taxes. And you’ll likely be able to keep your home and car.

Debt is a hard fiscal opponent to battle, and the war will not likely be won without enlisting professional allies. Our accomplished team of bankruptcy Attorneys for Consumers can not only help formulate a plan of action, but can provide a shield from oncoming creditor attacks.

Plan of Action

A practiced bankruptcy attorney will begin with a financial evaluation determining what type of bankruptcy will best fit each financial situation. Once bankruptcy is filed, an immediate safeguard will be provided to the debtor by the bankruptcy code, and our firm will see to that all creditors abide by this strict code. Attorneys for Consumers will then navigate through the court system to ultimately reach full relief from harrowing debt.

Chapter 7 Bankruptcy

This is the bankruptcy chapter most commonly filed, and is for those deemed incapable of repaying their debts. Otherwise known as a liquidation, Chapter 7 debtors will undergo a careful review of assets to determine if any can be sold to repay creditors. Understanding that many hold their belongings close, our lawyers will work to shield our client’s valued assets under the exemptions to which they are entitled through bankruptcy law.

Chapter 13 Bankruptcy

In a Chapter 13 bankruptcy, a repayment plan is set up under the protection of the bankruptcy code for those with enough disposable income to repay some of their debt. With an experienced hand, our bankruptcy attorney will draft an affordable repayment plan and provide representation to get the plan confirmed by the court. Chapter 13 debtors will continually receive personal attention throughout the term of the repayment plan and until their debt is discharged by the bankruptcy court.

Meeting of Creditors

Regardless of the chapter filed, all debtors are required to meet the trustee of their bankruptcy estate at a Meeting of Creditors. A bankruptcy attorney can prepare debtors for questions that a bankruptcy trustee will ask, and will even stand by their side at the meeting. While creditors are not required to attend this meeting, they are likely to in a Chapter 13 bankruptcy. In this event, our capable bankruptcy attorneys will be ready to respond on behalf of the debtor’s best interest.

Every warrior needs an experienced voice guiding them through the war-field of debt. With years of experience and a devotion to clients, our bankruptcy attorneys will see each debtor through to victory over debt.
DID YOU KNOW: If your fair debt rights have been violated, you can make a debt collector pay you up to $1,000 or more under state and/or federal fair debt laws. Call 888-595-9111 to learn more!

bankruptcy help

– Stop Bill Collector Calls & Letters
– Eliminate Credit Card Debt
– Stop Garnishment & Lawsuits
– Prevent Repossession
– Protect Co-Signers
– Stop Home Foreclosure
– Consolidate Student Loans
– Gain Financial Freedom

Debt Help Lawyers charge reasonable rates and provide great services. For a FREE Bankruptcy case review:  Complete this form, or Call toll free 888-595-9111

Low rates, great service, appointments and consultations by phone from the comfort and privacy of your own home

Disclaimer: Submitting this form does not establish an attorney/client relationship – that will be established only upon our mutual agreement and execution of an attorney client contract with the law firm to whom your inquiry/submission is referred. As such, information sent in a request for a brochure/information may not be kept confidential and may not be protected by the attorney/client privilege, however, any such information will not be disseminated in any way or for any purpose other than that stated above.

By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.

confidential informationThere may be instances where discussing your situation over a public forum could potentially compromise your interests. On these occasions we will contact you directly via email in order to answer your inquiry in a confidential manner.


  1. Can u be garnished without being served..the company I work for is already taking wages out before I got handed a letter of garnishment ..that was mailed to me at work..and letter states I was personally served on 1/15/2015…and I recieved the letter today on the 21st..my last pay period ended on 1/14/2015 and $216.00 was deducted from this paycheck..please let me know if this can be done..I am a single mom and losing 25% of my wages is getting me behind…espically when it was a past apartment I lived in and they kept my deposit. Thanks, jennifer

    • A debt collector with a right to garnish (for example, arising from a judgment) can seize any non-exempt funds from your bank, and garnish up to 25% of your disposable income from your paycheck. However, the story you tell does not pass the “smell test” as either you didn’t get a fair chance to respond to the lawsuit or there was a likely improper service to begin with. You likely have experienced some sort of Fair Debt violation(s), and even if not, it sounds like you would benefit from re-prioritizing your debts through debt settlement, and the Debt Help Lawyers at this site can provide you a free, no obligation Fair Debt consultation. The worst thing to do is nothing, so call us now at 888-595-9111 and we will get started figuring our how to help you!

  2. Filed bankruptcy in 2014but decided to leave auto off due to bank refinancing us in 2009 when we needed it…but had to voluntary repo it after wife lost her job unexpectedly…got verification of all payments from bank where it shows we have paid more interest than principle but are still wanting us to payout loan including interest ofover 13000. Plus interest. Total between principle interest and auction sale is more than what was owed when we drove off lot how can I fight this collection im only oneworking in home and bank refusing to accept that…

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