• credit repair scam protection

    Protect Yourself From Credit Repair Scams

    The Credit Repair Organizations Act (CROA) ensures that companies offering credit repair services comply with specific rules. The Act requires that certain disclosures be made prio...

  • credit report errors

    Are Credit Report Errors Costing You Money?

    Are Credit Report Errors Costing You Money? If your credit report isn’t completely accurate, credit report could be costing you thousands of dollars in lost credit and employment o...

  • credit transaction protection

    Protect Your Credit Transactions

    The Truth in Lending Act (TILA) protects consumers by requiring creditors to disclose certain information about finance charges, annual percentage rates, payment amount, and fees t...

  • unauthorized charges

    Unauthorized Bank Transactions

    Have you ever heard the saying “the devil is in the details?” Well, with regard to the Electronic Funds Transfer Act, “the dollars are in the details”—when the “details” are the fi...

  • How do I stop phone calls?

    How Do I Stop Telemarketing Phone Calls?

    Because your landline and wireless phone numbers are easy to find thanks to public records, telemarketers and other solicitors use these tools to annoy you, usually in the evening ...


Medical Debt

debt relief

Are disability payments subject to garnishment?

In most states, State paid disability, private disability insurance payments and most retired disability payments are exempt from garnishment. However, ...

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credit card debt

I have been diligent in paying a medical debt, making on time payments as well as extra payments when able.

The last bill received stated our account was past due and we would be turned over to collection if the ...

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My medical provider failed to bill my insurance company, am I still responsible for the debt?

Some common myths: 1. Medical providers are required to bill your insurance company. 2. Insurance companies have to pay your ...

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Do Medical Debts fall under the Fair Debt Collection Practices Act?

Yes! Medical Debts and bills fall under the Fair Debt Collection Practices Act because medical debt meets the definition of ...

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