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Asset Acceptance Collection Corporation

Asset Acceptance LLC Address

28405 Van Dyke Avenue
Warren, Michigan 48092
Phone: (586) 446-7818
Fax: (586) 846-7837
Web Address: www.assetacceptance.com

Other Asset Acceptance Offices/Numbers:

10500 Highway 281 N. Ste 150
San Antonio, Texas 78216
Phone: (210) 979-3600
Fax: (210) 979-3659
410 846-2502

Asset Acceptance
940 Franklin Square Dr.
Nottingham, MD  21236
(410) 933-0960  (410) 931-3044

Asset Acceptance – Cleveland, OH office
600 West Resource Drive, Independence, OH 4131
(216) 661-6152, (216) 485-8400 and (216) 661-0165.

Asset Acceptance Collection Corporation Debt Collectors purchase old portfolios of mostly valueless charged-off accounts for pennies on the dollar. Once they have assumed the portfolio, they appear to inflate the value by sending out collection notices and attempting to collect on these old debts at a sky high profit.

Under federal law, the Fair Credit Reporting Act (FCRA) states that an account may ONLY stay on a credit report for seven years. Asset Acceptance Corporation has allegedly been known to report to the credit bureaus that you made a payment on this old account which would than give them the right to “turn the clock back” so they can start collecting on this debt again. This is a violation of your rights.

Another of the alleged illegal and seamy tactics that Asset Acceptance uses is calling you about the $50-$75 payment they say you just made on the debt they are attempting to collect though this is NOT the truth, you did not make any recent payments on the debt in question! They hope to get you to act and indeed make a payment which would reset the clock on the statute of limitations on the debt back to day 1. Thus, Asset could continue to call and attempt to collect from you though initially this particular debt/amount was outside of the Statue of Limitations, or the period of time in which they could legally collect it from you! Under federal law or the Fair Credit Reporting Act (FCRA), an account may ONLY stay on a credit report for seven years!

Contact a Debt Help Lawyer if Asset Acceptance is bothering you, call 888-595-9111 for a FREE attorney consult and case review or submit your information online now for a free case review.

Comments about Asset Acceptance Corporation


sued by Asset Acceptance

By: Daisey

I was sued in 2006 by Asset Acceptance Corporation. It was either pay them off through an attorney that they hired or appear in court. I chose to pay them off because the summons was talking about garnishing my wages.I had to borrow the money from a relati


Payed dept

By: David H Stensvold

I have paid off my debt on both my master card and my visa. However it is still affecting my credit score. This needs to be posted so it does not effect my credit. Please respond.. David H Stensvold. Thank you.


Mr

By: Eduard Pol

Asset Acceptance LLC has put a hold in a checking account and savings account from bank of america.I had filled for chapter 13 about 4 years ago but i was not able to make the monthly payments.


individual

By: Clifford Carter

They have filed papers in the distric court of Tulsa county State of Oklahoma.
Case NO. CS-2007-8753 THE OWNER OF THIS CREDIT CARD IS MIKE HARDMAN and I have his contact information. He added me on as a second party back in the early 1990’s. He ran up the


Not sure

By: Kareen Knapp

Asset Acceptance sued me a few years ago and we agreed to payment arrangements of $10/mo towards $1200 of the principle. I have paid faithfully for 4+ years and apparently I forgot to pay the last 2 payments so they sent me an “affidavit of non-compliance


asset

By: Debra cox

I have been paying asset for a few years i think the rae unfare. i sign nothing and i probly did verbly say yes to taking the money out but know they wont more money.they are nuts. i thein they are rippig people off.


Medical Assistance

By: annette pintor-nightegale

Since May 2011, I’ve been trying to resolve this issue with no luck. My employer said that they mailed the checks, but Asset has not received them. My obligation was met 5/2/2011 howevcr as of 7/5/2011 $110.00 they are still recieving a check. The amount i


Medical Assistance

By: annette pintor-nightegale

Since May 2011, I’ve been trying to resolve this issue with no luck. My employer said that they mailed the checks, but Asset has not received them. My obligation was met 5/2/2011 howevcr as of 7/5/2011 $110.00 they are still recieving a check. The amount i


Medical Assistance

By: annette pintor-nightegale

Since May 2011, I’ve been trying to resolve this issue with no luck. My employer said that they mailed the checks, but Asset has not received them. My obligation was met 5/2/2011 howevcr as of 7/5/2011 $110.00 they are still recieving a check. The amount i


retired

By: pat williams

I am receiving mail from Asset aceptance l.l.c. Werren,MI. I do not kmow why?


mr.Troy Alvis

By: Troy alvis

Asset acceptance filed a lawsuit against me without trying to work with me to resolve my debt.claimed that they tried to contact me about this debt.now they have summary judgment against me .


Asset Acceptance, LLC

By: David Soler

Today I recieved a letter from Asset Acceptance to settle a debt of 4129.09 for 129.09. This is bill from over ten years ago. What would be the best advice for me in this situation? I’d like to settle it but I was just wondering if these people are officia


debt from Asset Acceptance

By: john oman

I may have had calls previously but do not thing anything recently, i do not remember anything in the mail, i could have missed it? I have had financial issues in the last several years, i am trying to work it out as i can but this i do not remember anyth


Electronic Engineer, Designer (Retired).

By: Ronald Paul Gavisk

Gentlemen:

Regarding Asset Acceptance, they obtained Un-owed Debt from Providian (which original settled with me in Nationwide Lawsuit), and received Default Judgment from Mesa,Arizona, Court 12/15/2003, then in 01/15/2009 Asset Acceptance filed Suit thro


asset acceptance

By: Greg tarizzo

Requested validation of debt from FFG. Sol expires 3-2012. This was originally a providian account sold to wamu then chase then asset acceptance now to Fulton,Friedman,Gulace,LLP.They gave me an address to send the request for validaton letter. One was War


Ms

By: Sharon O’Connor

I explained that we had never been a customer of NICOR, that we have always been a customer of People’s Gas, and they were attempting to collect a bill that dated back to before we owned the property. That meant a different name had to be on their records


Mrs

By: darlene antwine

A judgment has been filed regarding a debt I do owe to Best Buy. I have one income and unable to make the payments. I can work in a samll amount of $50.00 a month if they will accept.


Help

By: Charles C. Patton

They have lawters calling me but the won’t negotiate whit me. In this current economy I can’t afford all this debit..I went threw a divorce and the judge gave me all the bill’s and my ex. got everything she asked for.


Mr

By: Robert Gabbert

They call me daily and fail to produce proof of my signature on any uncollected debt. All they send is unprofessional hand typed letters. His name is Brian Foster. This debt does not show on my credit report as of December 2, 2011. He is being misleading a


harassment

By: anthony jackson

asset acceptance,llc has been harassing me more than eight years for no reason


what title

By: Louise Hayden

i have not even talked to these people. just a summons at my door


what title

By: Louise Hayden

i have not even talked to these people. just a summons at my door


Ms

By: Andrea Hamblin

Asset Acceptance has harrased me for years. Placed a Judgment on my credit report & now are in the process of Garnishment of my wages through my company.


Mr.

By: Sothy Chau

I think this Asset Acceptance Corp is using unfair tactic to collect bad debt that they bought. I’m unemployed for almost a year now. A few weeks ago, I got a letter from them that they’re considering lawsuit against me. I told them I need to fix my credi


Lisa Bowersox case

By: Lisa Bowersox

I have offered a settlement to prevent court at 5000. They have the debt at 10,000 which I disagreed on. But, if limitations is up then legally I shouldn’t have to pay anything. Also, I requested from Chase and Asset Acceptance statements so that I coul


chef

By: andre brown

asking me to pay depts that i cant afford and garnishing my wages need help


Mr.

By: Gary M. Bryant

They are continually calling me, harrassing me, threatening me and being very abusive over a expired/worthless debt. I want them to leave me alone. Please do something about it now!!!!

I CAN NOT TAKE MUCH MORE OF THIS!!!!!

I am 67 years old and retired


Mrs.

By: Robin Seiler

Very unethical, this was a $3000 credit card debt from 10+ years ago. I thought there was a statute of limitations on these debts. I had no notice this was going to happen. I went to the bank to take out some money and it was totally empty. They are as ba


experience

By: Glenna Dozier

They call and ask for your SS#. I do not give that on the phone. They are rude and talk over you and will not listen. I have not received anything in writting from them.


Ms.

By: anita Campbell

I changed my mind. I have what I need. Don’t email me. Sorry to have bothered you.


Negotiate settlement on debt

By: Nancy Jefferson

I have an pre-trial hearing scheduled for the end of this month. I wish to find an agreement before this time with an amount that is reduced or they will accept a monthly payment not to exceed 150.00 per month. I have only my 1100. disability check each


Negotiate settlement on debt

By: Nancy Jefferson

I have an pre-trial hearing scheduled for the end of this month. I wish to find an agreement before this time with an amount that is reduced or they will accept a monthly payment not to exceed 150.00 per month. I have only my 1100. disability check each


President/CEO

By: Lady Theresa Thombs

I disputed the debt owed Balleys 4 years ago. It was removed from credit report. Now, when I am trying to obtain an expansion loan for my business, I find it back on there, and in the need to dispute it again. Balleys is out of business, so the manager


fdcpa violation

By: Wayne Torrisi

I have never delt with this company or received anything in writing from them. however some guy was beating on my door last night around 6pm as i was sleeping did not answer. but then went on line in oc courts and found they filed suit on me 8/9/12 i have


colletion agency question

By: susan schmit

asset acceptance wants payment from my 86 yr old mother from 2006. doesn’t know why or what she didn’t pay for…her name is Faith Anderson and the company that says she owes is Newport News. We have never heard of them. please help


creited card payed off in 2009

By: vickt l nickell

my maden name was vicky hutchings


mr.

By: stuart francke

I hav e rec’d. a MINIMUM of 1 call/ day for the last month from this scum !

I have NO outstanding debt, & no relationship to this company.

All their harassment is inre to a totally unrelated 3rd party.

I suffer from a long term disability, & the constant

confidential informationThere may be instances where discussing your situation over a public forum could potentially compromise your interests. On these occasions we will contact you directly via email in order to answer your inquiry in a confidential manner.

6 comments

  1. This company put a hold on my bank acct for $1900, when I called the bank to find out what was happening they stated it was “Midland Management”. I called the # the bank gave me and no one answer its only a voice mail. So I looked up Midland Management and found another # to call. They had no idea what I was talking about. Today…2 days after the hold on my bank acct I get a summons from the court for a garnishment date of Sept, though they have put the hold on my account. I do NOT know who these people are!

    • I think you are referring to Midland Credit Management, a publicly traded junk debt buyer and one of the largest junk debt buyers out there. They buy stuff older than dirt, put it on a credit report, and wait for consumers to hand over hard earned money. But Midland hates to fight (as they don’t want their practices delved into), so with the aid of Debt Help Lawyers, you can get that debt resolved. Call 888-595-9111 before you pay anything. To any debt collector. Ever!!!

      As far as a hold on your account, that sounds illegal, so call now!

    • You don’t know who they are or how they got your money? OK, LET’S FIGURE IT OUT!

      Midland Credit Management is part of a publicly traded company that buys and collects junk debts. They often try to collect on zombie debts by filing time barred lawsuits that are past the statute of limitations, but when someone doesn’t fight back, judgment gets entered and the debt becomes legally enforceable again.

      IF this is what occurred to you, fax a copy of the garnishment paperwork to 866-773-6152 or take pictures of it (or scan it) and email it to help@Fair-Debt-Collection.com, the lawyers there will review your situation for free and advise whether you FDCPA rights have been violated or whether you can get help settling the debt through a debt help lawyers debt settlement program.

  2. I have been sued by Midland Funding ans Asset Acceptance. My job has received garnishments orders. My employer stated that this could be junk buyers. I do not know what to do to ensure that I do not get stuck owing these people for ever. What should I do?

    • Call 888-595-9111 now so Debt Help Lawyers can either get you into debt settlement and save you a bunch, or protect your consumer finance rights (FDCPA TCPA, etc.), or both. Free case review. Do it now.

  3. 5/8/2015 – be forewarned I’m waging war on Asset Acceptance full bore and this is NOT my 1st Circus dealing with phony corrupt Debt collectors / Attorneys, had a husband & wife operation raided down in Florida a few years ago, after I took the time to gather evidence against them and sent it to the Florida Atty. Generals Office and the Florida FBI , both of them were arrested at their business in West Palm Beach.

    Also I went after 2 Trucking companies for Violation of FLSA Act and DOT / FMCSA Laws and nailed them both, their no longer in business !

    Word of Warning to Accept Acceptance LLC out of Michigan , Congratulations you are now in my Sights, and I do NOT back down or give up or go away ever !!!

    Let the Games Begin and their gonna last a long while, Enjoy trying to hide !!!

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